Welcome to Australian Retirement Trust

We’re one of Australia’s largest super funds and proud to take care of more than $280 billion in retirement savings for over 2.3 million Australians.

Find out more

Investment option changes

We're launching a new investment option menu on 1 July 2024. Please visit the Info hub to learn how this affects Accumulation and Income accounts.

Aviation Super plan

Your employer has entrusted Australian Retirement Trust as the super fund for its employees for good reason.

Australian Retirement Trust is the super fund formed through the merger of Sunsuper and QSuper. As one of Australia’s largest super funds, over 2.3 million Australians trust us to take care of more than $260 billion in their retirement savings.

As a fund that works for members, not shareholders, we work in members’ best interests and are committed to returning profits to them as lower fees and better services. 

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Important information

This microsite is set up to provide members with information in relation to the upcoming transition from AvSuper to Australian Retirement Trust. In the meantime, if you have any questions regarding the transition, please refer to the relevant Transfer Guide dependent on your membership type. Further information will be made available closer to the transition date.

Educational videos

We've developed some short videos to help you get the most from your super.

This webinar applies to permanent, part-time, fixed term employees on contract for 3 months or more and employees who have an existing ART Super Savings account.

 

 

These webinars apply to current Airservices Australia and Civil Aviation Authority (CASA) employees who are Defined Benefit members of AvSuper.

 

 

This webinar applies to you if you are a retained member, a fixed term employee on contract less than 3 months, casual, spouse and public offer members of AvSuper.

 

 

This webinar applies to you if you currently have an AvSuper Income Stream Pension account.

 

 

Corporate Accumulation members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Defined Benefit, Pension, and Non-Corporate Accumulation members.

 Product update (Super Savings) for May 2024  
We’ll be making changes to administration fees and investments from 1 July 2024. Please read this Product update for more details.
Aviation Super Transfer Guide (SFT) – Corporate Accumulation members [pdf, 635.1KB]
Transfer guide for current Airservices Australia employees that have a Corporate Accumulation account with AvSuper.
Insurance Factsheet for Corporate Accumulation members of AvSuper [pdf, 95.3KB]
Aviation Super Transfer Guide – Existing [pdf, 631KB]
Transfer guide is for employees who currently have their super paid to Australian Retirement Trust.
Frequently Asked Questions (FAQ) - Corporate Accumulation & Defined Benefit accounts [pdf, 149.5KB]
Current Airservices Australia employees who have a Corporate Accumulation account with AvSuper and Defined Benefit members with AvSuper, including those employed by Civil Aviation Safety Authority (CASA).
Super Savings – Corporate Product Disclosure Statement for Accumulation Account [pdf, 1.3MB]
A summary of the significant information you need about your Super Savings Corporate account, including standard insurance and fees.
Super Savings – Corporate Insurance Guide [pdf, 624.7KB]
This guide details the standard and additional insurance available in your plan and the fees and costs that apply to your account.
Super Savings Accumulation Guide [pdf, 5.9MB]
Important information about how superannuation works (including Income accounts), and more details of the fees and costs that apply to your account.
Super Savings Investment Guide [pdf, 2.2MB]
Details of the investment option available to you, and information on determining your investor needs.
Target Market Determinations [pdf, 305.3KB]
Target Market Determinations
This page provides information about Target Market Determinations. It describes the target markets for which Australian Retirement Trust products have been designed, taking into consideration their likely objectives, financial situation and needs.
Membership application form [pdf, 1.3MB]
Use this form (at the back of the PDS) to apply for membership to Aviation Super.
Binding death benefit nomination [pdf, 290.6KB]
Use this form to make, change or cancel a binding death benefit nomination.
Consolidate your super form [pdf, 210KB]
Use this form to consolidate (rollover) your super from other accounts into your Australian Retirement Trust account. 
Personal health summary [pdf, 343.9KB]
Use this form to increase your insurance cover if your cover has been restricted to the Automatic Acceptance Limit (AAL).
Change of insurance cover form [pdf, 328.4KB]
Use this form to change your level of insurance within the standard cover provided OR to apply for Additional insurance.
Transfer of insurance cover form [pdf, 262.1KB]
Use this form to transfer your current insurance cover to Australian Retirement Trust.
Insurance variation form [pdf, 218KB]
Use this form to reduce or cancel your existing insurance cover.
Life event insurance options form [pdf, 172KB]
Use this form to apply for additional Death and Total & Permanent Disability cover at certain Life Events.
New Starters flyer [pdf, 397.9KB]
Quick guide to review the benefits of joining Aviation Super with Australian Retirement Trust.
Membership application form [pdf, 1.3MB]
Use this form (at the back of the PDS) to set up your account in full, including opting-in to insurance cover early (if eligible). 
Aviation Super - Selecting Australian Retirement Trust [pdf, 143.1KB]
Provide this form to your employer to choose Aviation Super for your superannuation contributions.
ATO Superannuation Standard choice form [pdf, 429.7KB]

The ATO’s standard choice form. Provide to your employer when electing or changing your choice of fund.

Defined Benefit members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Corporate Accumulation, Pension, and Non-Corporate Accumulation members.

 Product update (Super Savings) for May 2024  
We’ll be making changes to administration fees and investments from 1 July 2024. Please read this Product update for more details.
Aviation Super Transfer guide (SFT) – Defined Benefit members [pdf, 645.8KB]
Transfer guide for Defined Benefit members of AvSuper.
Insurance Factsheet for Defined Benefit members of AvSuper [pdf, 91.7KB]
Frequently Asked Questions (FAQ) - Corporate Accumulation & Defined Benefit accounts [pdf, 149.5KB]
Current Airservices Australia employees who have a Corporate Accumulation account with AvSuper and Defined Benefit members with AvSuper, including those employed by Civil Aviation Safety Authority (CASA).
Super Savings – Corporate Product Disclosure Statement for Defined Benefit Account [pdf, 287.9KB]
A summary of the significant information you need about your Super Savings – Corporate account, including standard insurance and fees.
Aviation Super Defined Benefit Information Handbook [pdf, 344.7KB]
This handbook provides information to help you understand your Defined Benefit and your additional accumulation plan.
Super Savings Accumulation Guide (Defined Benefit members) [pdf, 5.9MB]
Important information about how superannuation works (including Income accounts), and more details of the fees and costs that apply to your account.
Super Savings Investment Guide (Defined Benefit members) [pdf, 2.2MB]
Details of the investment option available to you, and information on determining your investor needs.
Change of insurance cover form [pdf, 327.6KB]
Use this form to change your level of insurance within the standard cover provided OR to apply for Additional insurance.
Insurance variation form [pdf, 213.8KB]
Use this form to reduce or cancel your existing insurance cover.
Transfer of insurance cover form [pdf, 288.3KB]
Use this form to transfer your current insurance cover to Australian Retirement Trust.
Binding death benefit nomination [pdf, 290.6KB]
Use this form to make, change or cancel a binding death benefit nomination.
Consolidate your super form [pdf, 210KB]
Use this form to consolidate (rollover) your super from other accounts into your Australian Retirement Trust account. 

Pension members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Corporate Accumulation, Defined Benefit, and Non-Corporate Accumulation members.

 Product update (Super Savings) for May 2024  
We’ll be making changes to administration fees and investments from 1 July 2024. Please read this Product update for more details.
The PDS and Guides are available at australianretirementtrust.com.au/pds
The forms are available at australianretirementtrust.com.au/forms

Non-Corporate Accumulation members

The following are considered as Non-Corporate Accumulation members: Current casual Airservices Australia employees and fixed term Airservices Australia employees on a contract of 3 months or less, Retained, Spouse and Public Offer members with AvSuper.

The information and documents contained on this site are unique to your Australian Retirement Trust plan. However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Corporate Accumulation, Defined Benefit, or Pension members.

 Product update (Super Savings) for May 2024  
We’ll be making changes to administration fees and investments from 1 July 2024. Please read this Product update for more details.
Transfer Guide (SFT) – Non-Corporate Accumulation members [pdf, 629.2KB]
Transfer Guide for Non-Corporate Accumulation members of AvSuper and are employed by Airservices Australia as a casual or fixed term employee on a contract of less than 3 months; Retained, Spouse and Public Offer members.
Insurance Factsheet for Non-Corporate Accumulation members of AvSuper [pdf, 110.4KB]
Frequently Asked Questions – Non Corporate Accumulation members [pdf, 139.7KB]
The PDS and Guides are available at australianretirementtrust.com.au/pds
The forms are available at australianretirementtrust.com.au/forms

A focus on strong, long-term returns

We're focused on growing your super over the long term. In fact, our Balanced option for Super Savings Accumulation accounts delivered 8.3% p.a. over the 10 years to 31 March 2024. It's also ranked in the top 3 balanced options surveyed over 3, 5, 7 and 10 years.1

1. Over the 10 years to 31 Mach 2024, our Super Savings Balanced option returned 8.30% p.a. (Accumulation), 8.26% p.a. (Super Savings Lifecycle Investment Strategy - Balanced Pool), and 9.14% p.a. (Income). The option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, 31 March 2024. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs, transaction costs and investment taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.
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